Send a card,
not a transfer.

A virtual Visa card for someone you love, anywhere. They add it to their wallet and tap to pay.

A hand holding a phone with a Kardly card in its wallet

You've tried to do this before.

Someone you care about is in another country. You want to pay for their lunch, their shopping, their month.

A bank transfer takes days and needs details you don't have. A payment link doesn't exist. And you're not sending your own card number.

So the thought stays a thought. Kardly is for that exact moment.

How it works

  1. Choose an amount and a design. Pay in your own currency.

  2. Card art for the occasion, with a note from you.

  3. They get a link. One tap adds the card to Apple Wallet or Google Wallet. No bank account needed.

  4. Straight from their wallet, wherever Visa is accepted.

A handwritten note reading Lunch on me, miss you Kardly travel card design

What people will send

Two friends at a cafe table, one tapping a phone to pay

Lunch, from far away

They mention a cafe. You cover it before the bill comes.

An older couple choosing fruit at a market stall

Monthly support for family

A top-up that lands on the same card every month.

A student carrying groceries and books across campus

A student overseas

Groceries, books, the odd emergency. Covered between calls home.

A woman smiling at her phone in a morning kitchen

A gift, not a transfer

A card made for them lands better than a reference number.

Pick a design that fits the person.

Kardly card design with confetti on peach paper
Birthday
Kardly card design with a coastline at golden hour
Travel
Kardly card design with warm clay texture
Everyday
Kardly card design with wildflowers on linen
A gift

Common questions

Do they need a bank account?

No. They need a phone that can hold a card in Apple Wallet or Google Wallet. That's it.

What currency do I pay in?

Your own. You choose the amount in your currency, and they spend it in theirs.

Where can they spend it?

Anywhere Visa is accepted, in store and online.

Can I send money every month?

Yes. Send once, or set a monthly top-up that lands on the same card.

What does it cost?

We'll share pricing at launch. People on the waitlist hear first.

When does Kardly launch?

We're pre-launch and building now. Join the waitlist and we'll email you the moment you can send a card.